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West Coast Group LLC DBA West Coast Insurance Group Blog: replacement cost

View the latest blog posts from West Coast Group LLC DBA West Coast Insurance Group.

CO-INSURANCE  -  WHAT DOES IT MEAN? On most commercial insurance policies and even on some personal line policies there is a CO-INSURANCE percentage.  The norm is currently 90%, but you can still see a few policies with 80% CO-INSURANCE.  CO-INSURANCE is a function of Replacement Cost, which is different from Market Value. READ MORE >>

How much do I insure my property for? When looking to insure your property, Replacement Cost should not be confused with Market Value.  Many times we hear our insured’s argue that, “Over the past several years our home has lost value” so my insurance should be lower. READ MORE >>

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