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West Coast Group LLC DBA West Coast Insurance Group Blog

View the latest blog posts from West Coast Group LLC DBA West Coast Insurance Group.

Before going out on Your Boat  •Share your float plan with a friend or relative. Be sure to include your destination and expected time of return. •Check fuel levels and add as necessary. •Check your engine. For in-board engines, open the hatch to look for fuel or fluid (oil, coolant, etc. READ MORE >>

West Coast Insurance wants to make sure our clients and soon to be clients enjoy a fun Memorial day weekend, whether you are traveling or staying home with family and friends. Below are some tips to in keep your festive activities safe. Avoid drinking and driving. READ MORE >>

5 little known discounts about your Auto Insurance that can make a big impact.   1. Being a single parent can be difficult to say the least, the last thing you want to worry about his paying your auto insurance. Let your agent know this, certain carriers offer a discount that can reduce your premium. READ MORE >>

The following are the top 10 ways to save money on your Florida Homeowners Insurance: 1.       “Shop” your homeowners insurance.   Make sure you are getting the most competitive rate available.  There are more companies writing insurance in Florida this year than in the past 6 years. READ MORE >>

The new flood reform act: The Biggert-Waters Act is impacting over 50,000 residents in Pinellas County, more than any other county in Florida.  These unreasonably high rates will have a crippling effect on the real estate market in Pinellas County and the over all economy in Florida. READ MORE >>

Sinkholes vs. Catastrophic Ground Collapse  Florida has more sinkholes than any other state in the nation. Florida law requires authorized insurers to cover “catastrophic ground cover collapse,” but damage caused by a sinkhole may not be covered by your policy. READ MORE >>

Florida Homeowners: Have you been non-renewed by your homeowner’s insurance company for having  an older roof? Can’t afford a new roof now? It’s no problem  ….I have several companies (whom carry the A rating) that can offer you coverage – without replacing your roof! READ MORE >>

Breaking News    FEMA recently announced a number of changes to the Flood Insurance Program stemming from the Biggert Waters Flood Insurance Reform Act of 2012.  Many of these changes are planned to be implemented October 1, 2013 and will increase rates for many policyholders. READ MORE >>

CO-INSURANCE  -  WHAT DOES IT MEAN? On most commercial insurance policies and even on some personal line policies there is a CO-INSURANCE percentage.  The norm is currently 90%, but you can still see a few policies with 80% CO-INSURANCE.  CO-INSURANCE is a function of Replacement Cost, which is different from Market Value. READ MORE >>

Home Owners Association or Condo Association? There are two main types of associations, a condominium association and a homeowners association. Although they do share some common features, they are considerably different on numerous key factors making it extremely important to “know your association. READ MORE >>

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11 S Boulevard of the Presidents, Sarasota, FL 34236 | 941.306.5888


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